Do you track swap fees on overnight positions, or only the price move?

Holding a position overnight can add or subtract a swap fee, which depends on the interest rates of the two currencies and on the broker's terms. Over several days, swaps can change the result of a trade noticeably. Carry trade explained explains how the rate gap feeds into the swap a trader pays or earns, which is the mechanism behind the daily figure on your statement.

Swaps are easy to forget because they are charged in the background. Members who track them tend to include the daily figure in the trade plan, so a position held for a week is judged on its full cost. The sign of the swap can also depend on the direction of the trade, which is worth checking in your broker's terms before you hold a position through a rate decision.

We would like to hear how you handle it:

• Do you include swaps when you calculate the result of a trade?
• Which broker or account type had the most surprising swap charges for you?
• How do swaps change your decision to hold a position over a central bank day?
• What do you check in your broker's terms before you hold overnight?

Please share your own approach and reasoning, not calls for others to copy. Posts that promise a direction or sell signals will be removed.